我们希望通过降低利率、减少分期带来的负担和烦恼，来将分期付款变成大学生的一种良性的生活和消费方式。
我们鼓励合理的消费，但换汇的限制不应该成为您合理消费的阻碍，薄弱的信用记录也不应该是您接受高额信用卡账单或高利率贷款的理由。在西游帮，我们通过考核您除了信用分数以外的信息，来为您最大限度地降低在美分期付款的风险和利率。做到真正的安全、透明、高效。
* State restrictions may apply.
† To qualify for the lowest rates, you must have a responsible financial history and meet other conditions. See APR examples.
‡ To check the rates and terms you qualify for, a soft credit inquiry that will not affect your credit score will be conducted. A hard credit inquiry will only appear after you sign your loan agreement and thus may affect your credit score.
