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Conduct, SPAM and Non-solicitation

All participants in the Boro Referral Program must comply with all applicable laws, regulations and guidelines, including all anti-spam laws. Participants must only distribute a program link via email or make any social media post in a personal manner. By submitting the email address of a friend or other contact, you represent that you have the contract’s prior consent. Please note that participants are strictly prohibited from using any bulk email distribution or automated devices or third parties. Publicly advertising Boro’s financing products, purchasing internet search terms or naming in any fashion is unacceptable. Solicitation for loan applications is strictly prohibited. Participants agree not to compensate, or accept any compensation from individuals whom the participants refer to Boro through the Referral Program. Participants who do not comply with the law, including anti-spam laws, are obligated to indemnify Boro and any other related parties against any liabilities, costs and expenses that are incurred as a results of such spam. Violation of the aforementioned provisions will cause your Boro account to be immediately terminated. Boro reserves the right, in its sole discretion, to prohibit a user from participating in the Referral Program if it determines such user is attempting to undermine the fairness, integrity or legitimate operation of the Referral Program. Referral bonus is calculated as 0.5% of the auto loan amount for referee and referrer respectively. 1% of the personal loan amount (rounded to the nearest tens) for referee and referrer respectively.

General Provision

The program does not establish a business relationship or business opportunity between current customers and new customers, and it is not intended as a business opportunity between Boro and individuals. Both referrers and referees understand that the implications of the Reward are their sole responsibilities. Please note that all participants have the sole responsibility for all federal, state and local taxes and duties. Also note that referrers will not receive credit for referring themselves. Boro reserved the right to change or terminate the Referral Program at any time.