Potential reasons include but are not limited to:
- You are under the age of 18.
- Your GPA is below 2.0 out of 4.0 for undergraduates and 3.0 out of 4.0 for graduate students.
- You cannot prove that you will be staying in the U.S. long enough to pay off your loan.
- Your bank statement balance is below the minimum requirement.
- Your application materials are fraudulent.