- Over 18 years old
- Enrolled in a U.S. college or university, or recently graduated from school and hold F-1 / OPT / H1B / J1 / L / O-1 / G visas, Green Card or are U.S. citizens
- Minimum GPA of 2.0 for undergraduates or 3.0 for graduates
- Loan amount range from $1,000 to $3,000
- Loan term between 12 and 36 months
- APR starting from 15.9%
- Coverage: Alabama, Arizona, California, Florida, Illinois, Indiana, Iowa, Michigan, New Jersey, New York, Ohio, Pennsylvania, Utah, Washington, and Wisconsin (you have to live in eligible states to be qualified.)
Please see eligibility for details.