Also known as soft pull, this occurs when a person or company checks your credit as part of a background check. Soft inquiries will not affect your credit scores and they are only visible to you when you view your credit report.
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Michigan Regulatory Loan License (RL-0020249), effective February 12, 2016,
issued by Department of Insurance and Financial Services.
Contact info: Office of Consumer Finance, 530 W. Allegan Street, 7th Fl., Lansing, MI 48933-1521