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Annual Percentage Rate (APR)

Represented as a percentage, the cost of borrowing money from Boro averaged over the term of the loan (in years).

Credit Score

Number that represents a person’s creditworthiness or in other terms, the risk Boro takes when you borrow money.

Soft Credit Inquiry

Also known as soft pull, this occurs when a person or company checks your credit as part of a background check.


A transaction that occurs when Boro releases loan funds.

What is the application process?

Please choose a product you want to finance and complete your personal loan application online (see apply now). Upon approval, Boro will send over a loan agreement to your registered email. Once you sign the loan agreement and set up your loan repayment method through your Boro account, the loan proceeds will be deposited into your bank account as soon as the same business day.
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Upon approval, how long does it take to receive the money from Boro?

We will deposit the money into your bank account within 1 business day after you e-sign the loan agreement and set up payment method on your Boro account.
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What are the requirements for Boro’s personal loan?

Please see Eligibility for details.
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Is there a borrowing limit?

We offer personal loans ranging from $400 to $3,000. In Alabama, the minimum amount is $2,001.
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In which states do you offer personal loan service?

We offer personal loan in the following states:
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What documents do I need to prepare for Boro’s personal loan application?

Please see Eligibility for details.
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* State restrictions may apply.

To qualify for the lowest rates, you must have a responsible financial history and meet other conditions. See APR examples.

To check the rates and terms you qualify for, a soft credit inquiry that will not affect your credit score will be conducted.