How It Works

Choose a Product and Apply Online

Find the perfect car

Choose a car that fits your budget and needs.
Submit an application

Submit an application

Figure out the loan amount and terms that work for you.
Personal loan step 02

Get approved

E-sign your loan agreement and we will make our payment to the dealer.
Personal loan step 03

Drive it home!

Make your down payment and pick-up your car!

Did You Know? Boro Is A Better Choice for College Students

Start an application now

For College Students Boro Other Lenders
Term Flexible Fixed
SSN Required No Yes
Approval Time ≤ 2 Business Days Average ≥ 1 week
Build Credit History Yes Yes
Co-signer Required No Yes

Personal loans that fit your needs


Fund A Vacation


Purchase An Electronic Product


Take A New Class


Cover Any Large Expense

* State restrictions may apply.

To qualify for the lowest rates, you must have a responsible financial history and meet other conditions. See APR examples.

To check the rates and terms you qualify for, a soft credit inquiry that will not affect your credit score will be conducted. A hard credit inquiry will only appear after you sign your loan agreement and thus may affect your credit score.