|For College Students||Boro||Other Lenders|
|Approval Time||≤ 2 Business Days||Average ≥ 1 week|
|Build Credit History||Yes||Yes|
* State restrictions may apply.
† To qualify for the lowest rates, you must have a responsible financial history and meet other conditions. See APR examples.
‡ To check the rates and terms you qualify for, a soft credit inquiry that will not affect your credit score will be conducted. A hard credit inquiry will only appear after you sign your loan agreement and thus may affect your credit score.